June 24, 2016 Market Jitter Strategy

Today the stock market had a volatile down day across the globe due to Brexit the European Union. The DOW fell 600+ points. But the funny thing was that majority of stocks were still way above the lows they had made months ago. That’s how far the market had run up since then. The market was very overvalued. And I wasn’t even able to buy any of the stocks that I set my eyes on because they were still too … Continue reading >>

RAI 2-for-1 Split

I got 27 shares of RAI at a cost basis of $72.15 per share in my Traditional IRA (W) account due to the LO and RAI merger and acquisition back in June. The stock had a 2-for-1 split at the end of August. I now have 54 shares of RAI at a cost basis of $36.08 per share. RAI has paid good dividends consistently for 11 years. I’m happy to have had LO and subsequently RAI in my portfolio. I hope … Continue reading >>

SO and GAS

I have 63 shares of GAS at a cost basis of $39.08 per share in my Traditional IRA (W) account. It’s very stable and has paid me $130 annually over the years. I have been very happy to have acquired GAS. The only regret was that I didn’t buy more when I bought it in Nov. 2012. I had bought another winner at that time, LO, and it treated me well as well with the RAI acquisition. SO is going to buy … Continue reading >>

2015 Mid Year Investment Review

Total Dividends Earned from Retirement Accounts for the first half of 2015: $5,341.83, which was $115.09 more than 2014 Mid Year dividends earned. Not a lot, but moving forward gradually. Here’s the break down by month. 2015 Jan: $451.64; 2014 Jan: $776.78 2015 Feb: $650.39; 2014 Feb: $785.05 2015 Mar: $1439.1; 2014 Mar: $1,178.67 2015 Apr: $595.77; 2014 Apr: $677.77 2015 May: $739.19; 2014 May: $803.44 2015 June: $1,465.74; 2014 June: $1,005.03 Looks like March and June are my better paid months. The final goal for my Retirement … Continue reading >>

Adding Positions to Some of My Holdings

I’m not using DRIP anymore, because the cost basis was way higher than I would have bought, so I’ve decided to add at least 100 shares every year to the following stocks on my own when there is a price weakness. It is basically a DIY DRIP that I control at prices that I’m happy with. I have enough free trades to use so I’m not going to incur any cost for doing this. I’m tracking the progress down here. Orange color … Continue reading >>

My Investing Strategies

Less is more. Concentrating on a limited number of quality stocks. Boring is a good way to make money in the stock market. Don’t do anything just because I’m compelled to take some sort of action. Do Nothing sometimes is a good thing. The market is unpredictable. Don’t fight the trend. Cost basis does matter. To mitigate risk of my portfolio, buy a lot when the stock price falls below my cost basis and sell a lot with higher cost to bring … Continue reading >>

My Retirement Accounts Withdraw Planning

It’s still a long time before I need to withdraw from my retirement accounts, nonetheless, I still want to have a rough game plan. Roth IRA – Can be passed down to heirs. So logically, I’d want to spend these the last and hopefully there’s leftover at the end. And it does not require withdrawals until after death. Traditional IRA (59.5, 70.5) – There’s the required minimum distribution (RMD) age of 70.5 for this account. So I’d like to convert partial or all … Continue reading >>

2014 Mid Year Investment Review

Total Dividends Earned from Retirement Accounts for the first half of 2014: $5,226.74 Jan: $776.78 Feb: $785.05 Mar: $1,178.67 Apr: $677.77 May: $803.44 June: $1,005.03 Strategies and Lessons Learned: Less is more. Concentrating on a limited number of quality stocks. Boring is a good way to make money in the stock market. Don’t do anything just because I’m compelled to take some sort of action. Do Nothing sometimes is a good thing. The market is unpredictable Cost basis does matter … Continue reading >>